As explained by Maharaj Charan Singh
We are all born with a destiny and we have to go through that destiny during this span of life. You may not be affected by the events of destiny, you may be able to rise above the events of destiny, but you can’t change destiny at all. You have to go through it. With the help of meditation, you are not affected by the events of destiny. You don’t lose your balance. You face it smilingly.
You see, in destiny there is not much interference. If you have to bump your head, you will have to bump your head. But you may not be affected; you may not feel the pain when bumping your head. But you can’t change the course of events. There may be a little remission here and there, but normally, you don’t change the events of destiny because our course of karma is not independent, it’s connected with so many people. If one has to have an accident, it’s not just an accident. Now the car is involved, the passengers are involved, the hospital is involved, the doctor is involved, the nurses are involved, relations are involved. The person who’s sending flowers is involved. So many people are involved with that person’s destiny. So if his course of action is changed, what about the destiny of the other people? That will also have to be changed.
So saints never interfere with the destiny of anybody at all. But it’s possible that there may be an accident and you just laugh over it and not feel affected by that accident at all. You may take it very easy and may not feel any pain about it and take it very lightly. But you can’t say that accident should have been avoided because I’ve been meditating. Our load of karma is not independent, it’s always interconnected with other people. There’s a long chain, so all that can’t be changed. The mystics never interfere with the destiny of any person.
Spiritual Perspectives, Vol. I